Important Notice: Terms of Use
Effective June 29, 2009

By using BenefitAgent.com, you agree to the following terms and conditions:

1. SCOPE.
BenefitAgent.com is operated by Selerix Systems, Inc. ("Selerix"). These Terms of Use apply only to your use of BenefitAgent.com and do not change or alter any other agreement or contract between you and Selerix or any of its affiliates. Selerix reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice. Your continued use of BenefitAgent.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

2. OWNERSHIP.
BenefitAgent.com is the copyrighted work of Selerix and is protected under United States and worldwide copyright laws and treaty provisions. Selerix grants you permission to utilize BenefitAgent.com and to copy materials herein so long as each copy: (i) is used solely as intended; (ii) is not modified or revised in any manner; (iii) plainly displays all copyright and other proprietary notices, in the same form and manner as on the original; and (iv) displays a statement that the materials are used solely with permission of Selerix. You shall have no right, title or interest in BenefitAgent.com, except as provided for in these Terms of Use.

3. PERMITTED USE.
Selerix authorizes you to use BenefitAgent.com only in the manner specifically authorized and intended under this Agreement. You are not authorized to use, list, print, copy, display, reverse engineer, or distribute BenefitAgent.com in whole or in part, except as expressly authorized herein.

4. JURISDICTION.
BenefitAgent.com is controlled, operated, and intended for use only in the United States of America. We do not represent that materials on this BenefitAgent.com are appropriate or made available for use outside of the United States of America.

5. PRIVACY POLICY.
Our Privacy Statement describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Statement.

6. LINKS TO OTHER WEBSITES.
BenefitAgent.com site may contain links to other websites. Selerix is not responsible for the contents of any linked site or any link contained in a linked site or for the privacy practices of those sites, even though the Selerix name or logo may appear on those sites. We encourage you to review the privacy policies of each and every website that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this website.

7. LINKS TO BENEFITAGENT.COM.
Third parties are authorized to include active links on websites they control to direct users to the BenefitAgent.com home page. However, third parties are not authorized to include on their websites links to any other BenefitAgent.com pages or any archived version of BenefitAgent.com without first obtaining prior written permission from Selerix.

8. NO WARRANTY.
BenefitAgent.com is provided "as is", with no warranty expressed or implied. Other websites link to BenefitAgent.com at their own risk. Selerix is under no obligation to maintain this website, provide or update content, or otherwise support your link to this website.

9. TERMINATION.
Selerix reserves the right, in its sole discretion, to terminate your access to BenefitAgent.com if you fail to follow these guidelines. Selerix may revoke this license upon ten (10) days notice without cause.

10. NON-ACCEPTANCE.
If at any time you choose not to accept these Terms of Use, please discontinue use of this website and delete or disable your user account.